San Diego real estate zero down loans are available! Today there are many different types of mortgaes, some with extremely low down payments and low monthly payments, and yes, zero down home loans for San Diego real estate home buyers. But you never seem to hear about them, do you? Here's why:

Most San Diego real estate companies use only 3 or 4 traditional types of home loans - all with higher down payments - these are the loans that produce higher commissions.

In addition, most real estate agents just don't know that these special zero down and low interest home loan programs exist! But The Sandy Collins Team specializes in finding these loans for buyers in all price ranges.

To receive your own Home Loan report and the details on zero down and low interest mortgages for you, fill in the form below: Or read on to learn more.

Name:
Address:		Apt #:
City:		State: Zip:
Work Ph:		Home Ph:
Fax:		Email:
New Mortgage? Yes No		Refinance?  Yes No
Type of mortgage desired:		Choose one: Conventional VA
Annual household income:		$
Monthly debt payments:		$ (minus current mortgage)
Funds available to close:		$
Preferred Down Payment:		Choose one: zero down 5% down 10% down 20%+ down
Years in present employment:		Choose one: less than 2 years more than 2 years
Has there been a banckruptcy?		No Yes
Do you have a deadline for moving?		Yes No
If so, how soon?		Choose one: within 2 months 3 - 6 months 6 months to 1 yr.
Price range you are interested in:		$  to  $
Styles of homes you like: (2-story, story&1/2, ranch, etc.)
Number of bedrooms:		Choose one: 1-2 bedrooms 3 bedrooms 4 bedrooms
Number of baths: (full = tub and/or shower		Choose one: 1 bath 1 1/2 baths 2 baths 3 + baths
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Care to Learn More:

Many Real Estate Companies Consider Special Home Loans An Annoyance
Unfortunate, but true, some companies feel that all the regulations and paperwork involved with low-down payment home loans are too much additional work.

Another problem — these special home loan programs come and go. They are always offered for only a very limited time. When the funds run out, they're gone. By the time many agents become aware of these great home loans it's too late!

"I Was Told That I Earn Too Much Money To Qualify For A Special Home Loan"

True, many of these great home loans have income limits, but they're all different. Some "limits" are very high. Contact us at (619) 224-0044 or submit the form above, and we'll be happy to give you more specifics.

What About Government Home Loans?

The problem with these special home loans is that they come and go in a fairly short "window period." For example: a very attractive home loan program may become available in April and be out of funds by mid June. To obtain one of these loans, you have to know about them before the funds are gone -- and act fast!

You Can Know About New Home Loan Programs Before Most Real Estate Agents

Before a new home loan program begins, we learn everything that we can about the loan — then we tell you. We work with dozens of home lending institutions in the metro area. We know the lenders with the best real estate loans.

If you want to buy a home, the first thing we need to do is find the best loan program to fit your needs. We do this for you without cost and obligation.

All of our services are free to you. We'll help you find a great home and a low or zero down payment home loan - free. We're paid by the seller in the event you buy a home.

You may qualify! Many people never thought they could own a home until they spoke with us. These people now have the home they wanted. You can get preapproved for a home loan -- very possibly a ZERO DOWN home loan -- right here online. Just fill in the form above. Or send us an email.

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